Juggling card bills you have fallen behind on? Swap them for one monthly program payment.
A debt relief specialist walks through your choices with you on a free call of about 15 minutes. Programs run 24 to 60 months, and the form starts at $10,000 of credit card debt.
- Scattered card bills folded into one monthly program payment
- Programs span 24 to 60 months, set by your own situation
- Built for $10,000 or more of credit card debt
- Graduates average about 44% savings before the program fee, about 21% after it
See If I QualifyFree consultation, no obligation.
HomeDebt consolidationJG Wentworth
Credit card balances adding up to $10,000 or more? Here is the idea. JG Wentworth's debt resolution program approaches your creditors, aiming to settle each enrolled balance below what you owe. You, meanwhile, send one monthly program payment rather than chasing a string of due dates. A free consultation is the simplest way to see whether you are a match.
From many bills to one payment
- Start with a free call Walk a debt relief specialist through your balances, the accounts running late and a monthly amount you can manage. No strings attached. Checking in costs your credit score nothing.
- One payment each month Several card bills shrink to one monthly program payment. While JG Wentworth bargains with creditors, you grow a fund inside the program.
- Settle and wrap up Expect a program of 24 to 60 months; your own length depends on your situation. The phrase debt free only ever covers the unsecured debt you enrolled.
Ratings JG Wentworth publishes
These are JG Wentworth's own published figures from Trustpilot, the BBB and Google. Expect both scores and review counts to move.
Before you enroll, read this
Read this first
Settlement means the enrolled accounts stop getting paid while deals are negotiated. Expect your creditworthiness to suffer and new credit to get harder. Creditors can hand accounts to collectors or sue you, and fees plus interest can make balances grow. Not all creditors will cut principal, forgiven debt may be taxed, and some people drop out because they cannot save enough. Read the whole program agreement before you sign.
Free consultation, no obligation.
Questions about JG Wentworth
1Will JG Wentworth give me a loan or a policy?
Neither one. What it offers is a debt resolution program, negotiating with creditors so the unsecured accounts you enroll are closed for less than you owe. It is not a loan or credit counseling. SwiftCashFirst does not lend either.
2How long does it take?
Between 24 and 60 months, depending on your situation. Debt free, in this program, means the enrolled unsecured debt and nothing else.
3What happens to my credit?
Plan for damage. Payments to creditors stop while balances get settled, which will likely hurt your credit rating, may lead to collections or lawsuits, and can grow what you owe as fees and interest add up.
4How much debt makes sense?
The form starts at $10,000 of credit card debt and runs to $100,000 or more. The consultation sorts out which accounts qualify.
By clicking "See If I Qualify," "Check My Debt Options," or "Start My Free Consultation," you agree that JG Wentworth may contact you at the number and email provided with calls, texts, or prerecorded/artificial voice messages about their products and services. Consent is not a condition of purchase. Message/data rates apply. You can withdraw consent anytime. Program length varies depending on individual situation. Programs are between 24 and 60 months in length. Clients who are able to stay with the program and get all their debt settled realize approximate savings of 44% before the program fee and 21% after the program fee. Not all debts are eligible for enrollment. References to "debt free" refer only to enrolled unsecured debt. This is a debt resolution program provided by JGW Debt Settlement, LLC ("JGW"). JGW offers this program in the following states: AL, AK, AZ, AR, CA, CO, FL, ID, IN, KY, LA, MD, MA, MI, MS, MO, NE, NM, NV, NY, NC, OK, PA, PR, SD, TN, TX, UT, VA, DC. If a consumer residing in any other state contacts JGW, they may be connected with a law firm that provides debt resolution services in their state. Debt resolution program results vary by individual situation, so these services are not appropriate for everyone. Not all individuals who enroll complete the program, including because of their ability to save sufficient funds. Savings resulting from successful negotiations may result in tax consequences; please consult a tax professional. The use of debt settlement services and the failure to make payments to creditors: (1) will likely adversely affect your creditworthiness and make it harder to obtain credit; (2) may result in your being subject to collections or being sued by creditors or debt collectors; and (3) may increase the amount of money you owe due to the accrual of fees and interest. Not all creditors will agree to reduce principal balance. JGW fees are calculated based on a percentage of the debt enrolled in the program. Read and understand the program agreement prior to enrollment. JG Wentworth does not pay or assume any debts or provide legal, financial, tax advice, or credit repair services. Consult independent professionals for such advice. This is a solicitation.
Advertisement. SwiftCashFirst is a free loan-request and comparison referral service. Lending, insurance and debt settlement are outside what we do, and we are not JG Wentworth. We may be paid if you request a consultation from this page. Heads up: debt resolution is a different animal from a loan or from credit counseling.
Find your footing again
Spend fifteen minutes with a specialist and see exactly where things stand. It costs nothing and commits you to nothing. Find out if one monthly program payment could stand in for the pile of card bills.
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