Lane 1
Fill in the short form
A secure form that takes a few minutes on a phone. No branch, no paperwork and no calls.
Debt consolidation: fold several payments into one
First in line: National Debt Relief. A free consultation, zero up-front fees, and debt free in as little as 24 to 48 months*.
Consolidation loans, settlement programs and credit counseling laid out together, so the route that suits your balances is easier to spot.
- Free to use
- No obligation
- We are not the lender or carrier
HomeCredit and debtDebt consolidation
Debt consolidation partners
Each listing links to the partner's own site, where its full terms are shown before you apply for anything.
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Advertisement. SwiftCashFirst is a free comparison and referral service and a marketing affiliate. We do not lend or settle debts, and we may be compensated when you request a consultation through a link on this page. *National Debt Relief: clients who are able to stay with the program and get all their debt settled realize approximate savings of 45% before fees, or 20% including fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment and not all clients complete the program. National Debt Relief does not assume consumer debt, make monthly payments to creditors, or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Participation may adversely affect your credit rating or score. National Debt Relief LLC, NMLS ID 1250950. JG Wentworth: this is a debt resolution program provided by JGW Debt Settlement, LLC. Programs are between 24 and 60 months in length; program length varies by individual situation. Average graduated clients realize approximate savings of 44% before the program fee and 21% after the program fee. Not all debts are eligible and not every client completes the program. Debt settlement can affect your credit. Read the program terms before you enroll.
Three lanes to an answer
One short form, one partner network, and the final word always stays with you.
Lane 2
Meet a matching partner
We pass your request to partners in the network. If one wants to help, you are connected to look at its offer.
Lane 3
Take it or leave it
Read the full terms in your own time. You never have to accept anything.
Before you send anything
The three things people check first on every category page.
1Will SwiftCashFirst lend to me or insure me?
No, it does neither. SwiftCashFirst is a free service that compares and refers: your request is routed to partners in our network, and every partner names its own prices and terms.
2Does SwiftCashFirst charge anything?
Not a cent. Using the service is free, a request carries no obligation, and our fees come from partners rather than from you.
3How do you protect my details?
Your details are guarded by industry-standard security and encryption, both in transit and in storage. What is collected, and who receives it, is set out in the privacy policy.
Ready to go
Looking for debt help? Start with one request.
A few minutes of typing, a soft inquiry to begin, and no obligation to take any offer that comes back.
Send my request