A good fit if you
- Drivers nearing the end of the factory warranty, or already past it
- Anyone keeping an older car on the road, high mileage included, up to 20 years old
- Anyone for whom a repair bill in the thousands would hit hard
Regular auto insurance skips big mechanical repairs. An Endurance vehicle protection plan steps in to help pay for them.

HomeAuto warrantyEndurance
Auto insurance covers crashes. It stays quiet when a transmission fails or the AC dies in July. That hole is Endurance's whole business: a vehicle service contract that shares the cost of major mechanical failures after the factory warranty expires. For now, new customers knock $300 off a new plan. Getting a price is roughly a two-minute job.
| Engine (average) | $3,350 |
|---|---|
| Transmission (average) | $3,375 |
| Air conditioner (average) | $1,800 |
| Your cost for covered repairs under Endurance | $0* |
*Covered repairs only, on a plan that is active, and a deductible may still apply. Endurance provides the average repair figures. Real costs swing from car to car, and coverage shifts from plan to plan.
Endurance got its start selling vehicle protection plans back in 2006, and its lineup bends to your car rather than one fixed package. High-mileage vehicles can get coverage. So can cars up to 20 years old. And eligible plans bring 24/7 roadside assistance, and the first year of everyday driver benefits costs nothing.
Two details matter the day something breaks. First, you pick the shop. Covered work can go to your dealer or to any mechanic who is ASE-certified, though pre-authorization is required and you may owe a deductible. Second, there is a 30-day money-back guarantee. Buy, read the contract at home, and cancel inside that window if it falls short. By Endurance's own averages, one repair can cost thousands. That is the argument for having cover before the bill shows up.
What Endurance sells are vehicle service contracts, known as vehicle protection plans. Neither a manufacturer warranty nor auto insurance is on the menu. In California, the product Endurance offers is Mechanical Breakdown Insurance (MBI). How much is covered, the deductible and how claims get paid will vary with the plan you purchase, mileage, vehicle age and any pre-existing conditions.
Free quote, no obligation. About two minutes.
Advertisement. SwiftCashFirst is a marketing affiliate. We are not Endurance, not an insurer, and not a repair provider, and we may receive compensation when you request a quote. Endurance offers vehicle service contracts (a vehicle protection plan), not a manufacturer warranty or auto insurance. Elite Benefits: first year complimentary; vehicle service contract must be active. Not available in CA or MA. Coverage, deductibles, and claims payment vary by vehicle age, mileage, pre-existing conditions, and plan purchased. OEM parts and/or parts of like kind and quality may be used. Pre-authorization required. Availability varies by state; price discounts not available in CA and FL. In California, Endurance sells Mechanical Breakdown Insurance (MBI). A deductible may apply. By requesting a quote you agree that Endurance and its marketing partners may contact you at the number and email provided, including by automated technology; consent is not a condition of purchase. Message and data rates may apply. Results vary.
Advertisement. SwiftCashFirst is a free loan-request and comparison referral service, acting on this page as a marketing affiliate. Endurance runs independently of us. Lending, insuring and repairing are not what we do, and a quote request from this page may earn us compensation.
Two minutes or so gets you a free Endurance quote, and nothing is owed after. Size up a plan for your own car, then decide once the real figures are on screen.
Claim $300 OffBack to all auto warranty offers